# Payment Method for SME Project For the SME type using the Prepaid payment method, namely, you pay in advance before using the Service Portal AI, while for the Enterprise type using the Postpaid payment method, namely you use the Service Portal AI first, and pay at the end of the month according to usage. Currently, there are payment methods that can be used, including: 1. Credit Card 2. Mandiri Bank: ATM 3. Permata Bank: Virtual Account 4. BNI Bank: Virtual Account 5. Maybank Bank: Virtual Account --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.cloudeka.ai/service-portal-ai/balance/project-type-sme/payment-method-for-sme-project.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.